Tatarstan steadily holds the lead among the regions of Russia in terms of the volume of rural mortgage lending, providing 2,159 families with funds for the purchase and construction of housing. In 2021, 466 families have already used the program in the republic, the total amount of loans amounted to about 993 million rubles.
Today, the Ministry of Agriculture and Food of the Republic of Tatarstan hosted a press conference of the Ministry of Agriculture and Food of the Republic of Tatarstan dedicated to the implementation of rural mortgages in the republic. It was attended by Deputy Minister of Agriculture and Food of the Republic of Tatarstan Marsel Makhmutov, Director of the Tatarstan branch of Rosselkhozbank JSC Lyalya Kudermetova, Head of the Department for Relations with Partners and Mortgage Lending at Sberbank PJSC Leonid Zakharov, Director of the Retail Products Development Directorate of Ak Bars PJSC Bank Alexander Pronyagin and head of the partner channel, acquiring and car lending department of PJSC "Ak Bars Bank" Oleg Islamov.
One of these families is Eugene and Yulia Vilisovy. They moved from Novokuznetsk to the village Kamysh in Tatarstan. Eugene says that they dreamed of their own home for a long time, while they were renting an apartment and looking for options. Having seriously thought about children, they decided that they must certainly grow up in an ecologically clean area. “We reviewed more than 40 different options, but when we found ourselves in the village of Kamysh, Pestrechinsky district, we literally fell in love with this place: clean air, forest, lake ... In addition, the unique program "Rural mortgage". We took a mortgage in the amount of 2.6 million rubles, and now we are the happy owners of a house with our own plot. Moreover, the house is large, solid, designed for 2 families.” The Vilisovs plan to bring their parents to their home. The plans include the birth of children, chores in the garden, and even a greenhouse.
According to the Ministry of Agriculture and Food of the Republic of Tatarstan, at the beginning of October, Rosselkhozbank issued 1,014 loans under the preferential rural mortgage program. Their total amount made 2 billion 240 million rubles.
The Ministry of Agriculture of Russia allocated additional funds for the implementation of the preferential rural mortgage program.
Residents of small towns and villages have the opportunity to improve their living conditions through preferential mortgage lending. 193 Tatarstan residents have already done it this year.
Residents of Tatarstan actively joined the program of preferential rural mortgages developed by the Ministry of Agriculture of Russia. Any citizen of Russia can apply for a mortgage regardless of work or residence in rural areas aged 21 to 65 years. For example, a person who wants to move to a village. But the construction object or land must necessarily be located in rural areas, which include villages, towns and rural agglomerations, urban-type villages and small years with a population of up to 30 thousand people. For example, Agryz, Aksubaevo, Apastovo, Arsk, Buinsk, Laishevo, Menzelinsk and others.
36 preferential mortgage loans for 86.5 million rubles were issued in Tatarstan. 713 applications for 1 billion 656 million rubles have already been approved. The first loans began to be issued by the Tatarstan regional branch of Rosselkhozbank JSC.
7 soft mortgage loans worth 14.6 million rubles have already been issued in Aktanyshsky, Tetyushsky, Kamsko-Ustyinsky and Laishevsky districts. The first loans began to be issued by the Tatarstan regional branch of Rosselkhozbank JSC.