RSHB: the amount of loans issued on rural mortgages in Tatarstan exceeded 8 billion rubles
Since the implementation of the rural mortgage program, Rosselkhozbank has supported more than 3,400 Tatarstan families. The total amount of support provided amounted to more than 8 billion rubles.
Implemented within the framework of the state program "Integrated Development of Rural Territories", the program of rural mortgage every year shows its relevance. In three years, it was possible to improve the living conditions of several thousand residents, maintain jobs in small towns and give a new impetus to rural settlements. This year alone, more than 340 families of the republic have supported. In terms of the volume of rural mortgages issued by the RSHB, Tatarstan is traditionally in the lead.
This year, a rural mortgage can be taken either for individual housing construction, or for the purchase of a ready-made country house with a plot. At the same time, if a house with a plot is purchased from an individual, then the object must not be older than 5 years. In the case of a purchase from a legal entity, this period should not exceed 3 years.
An application for a rural mortgage at the RSHB at a rate of 3% can be submitted by any resident of the country aged 21 to 75 years. The amount of a loan issued for a period of up to 25 years in Tatarstan is from 100 thousand to 3 million rubles. The initial payment starts from 10%. To purchase more expensive housing, each of the spouses can take a rural mortgage, doubling the total loan amount. In this case, the house must be acquired on the basis of common joint ownership under one contract of sale, indicating both spouses as buyers.