Agricultural insurance with state support
Agricultural insurance is a real opportunity for agricultural producers to conduct stable activities. This year, the Crop Insurance Program and insurance of a new risk "Declaration of emergency situations in the territory of the Republic of Tatarstan" was introduced . If under the classic Crop Insurance Program with state support "Multirisk" the amount of the subsidy provided is 50%, then insurance under the Emergency Situation Program (introduction of an emergency mode on the territory of the Republic of Tatarstan) is 80%.
Measures of state support in the current year for the provision of compensatory assistance to agricultural producers under insurance contracts for agricultural crops against death as a result of natural insurance events amount to 195 million rubles.
In this direction, one of the largest insurance companies JSC IC RSHB-Insurance functions on the market. During the cooperation between the branch of JSC Insurance Company "RSHB-Insurance" in Kazan under the leadership of Olga Petrovna Sankova and the Ministry of Agriculture and Food of the Republic of Tatarstan, partnerships have been established.
According to JSC IC RSHB-Insurance, in the past agricultural season, 33% of all farmers in the country lost part of their crops due to soil and atmospheric drought. Spring crops affected: wheat (62% of applications), barley (25%) and buckwheat (13%). Agricultural producers who insured the spring crop against possible death timely received financial support. Compensation for the death of spring crop due to adverse weather conditions amounted to 91.2 million rubles. At the same time, 75% of applications came from small farms.
JSC IC "RSHB-Insurance" is admitted to crop insurance under the Emergency Program. Small farm enterprises can take out such an insurance policy with a government subsidy of 80%.
If the agricultural enterprise is insured, it will be possible to overcome the difficult agricultural season with minimal losses. Therefore, it is so important that agricultural insurance be available to all agricultural enterprises, regardless of production volumes.