Tatarstan residents can again apply for a rural mortgage
The Ministry of Agriculture and Food of the Republic of Tatarstan informs about the resumption of issuing rural mortgages. You can apply for loans in the branches of Rosselkhozbank and VTB.
A rural mortgage at 3% is issued by the Tatarstan branch of Rosselkhoznadzor. Credit funds are issued for the purchase of primary and secondary housing in rural areas. In addition to buying a ready-made object, you can get a rural mortgage for the construction of a private house. To do this, the client must choose a contractor that must meet the requirements of the bank. To get a rural mortgage, you can contact the office of the Rosselkhoznadzor or create an application on the website of Your Village.
Any citizen of the country aged from 21 to 65 years can apply for a preferential loan at 3% per annum. The loan amount can vary from 100 thousand to 3 million rubles, while the initial payment starts from 10%.
VTB Bank also starts accepting applications with a rate of 2.7%. Clients can apply for a loan for the purchase of residential real estate under construction or ready-made house with a land plot, a town house or an apartment building up to five floors high. The mortgage is available for a period of up to 24 years and a down payment of 10%. The maximum loan amount is 3 million rubles.
"The successful development of rural areas is the key to a prosperous life for the whole republic. It is important that the quality of life in rural areas is not inferior to the urban environment. Rural mortgages are a tool that will allow us to save labor in villages and small settlements, thereby we will be able to reduce the outflow of population, " Marat Zyabbarov said.